I think there is something interesting there. I was running lighter workloads on similar RAM when I daily drove Debian and was frequently brought to my knees by swapping to death. I had to make conscious choices and manage my RAM usage to avoid it, and still occasionally got T-boned by something I overlooked. I have never had to worry about that with macOS.

I admit I don't have much experience with how Windows handles constrained memory since XP, and XP was abysmal at it just by virtue of being far more bloated than an equivalent Linux distro. It's certainly far more bloated nowadays, but maybe it handles memory pressure better.

None of this should be construed to say that macOS doesn't have serious issues or that it's not in dire need of a Snow Leopard-esque "0 new features" release. That's tangential to its memory handling, where I haven't seen the issues you describe.