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I meant digital dollar and digital euro, you won't need Visa and Mastercard anymore.
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Dollar is already "digital", and has been for the last 50 years or so.
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It's just buzzwordy bullshit. The European system is just a classic credit/debit system. The Chinese system is a bit more sophisticated, with offline capability and smart contracts.

But it doesn't use any distributed proof-of-work/stake stuff.

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