The censorship is a massive issue though as it effectively means that private companies can overrule the law if they effectively monopolize critical infrastructure. Private companies are even less accountable to individuals than governments are when there is no real market choice.

The government already have card transaction access though. If you are in the banking system - you are being tracked. Doesn't matter if is Pix or a card.

Doesn't mean they will automatically expose you, as it requires justice approval technically...