It gets sucked up into housing. So if you're in your early 50s that's fine as you probably brought very cheap. Mid-40s and under? Unlikely unless you were extremely lucky. I'm 45 by the time I've been able to buy housing it has always been peak despite having very high earnings at times.

> I'd say of the class of workers most poised to start their own businesses, I'd say you guys are the best placed.

I think your premise is significantly correct; things like launch HN (and even YC startups) are heavily software biased. I suspect you'll find about a hundred product hunt products for every physical kickstarter/indiegogo.