And the situation is better, ten years ago it would have been 80%.
I'll take a Euro salary and qualify life over a FIRE-typs salary and daily fear of falling into the abyss any day.
Your entire story only makes sense if you have many hundreds of dollars/euros of entirely disposable income every month left, after all unavoidable expenses have been paid for. I understand that this holds for you and everyone you know but I’d like you to appreciate that for very many people it doesn’t.
Are you honestly saying most families would be able to justify 200 usd a month for ChatGPT?
https://www.federalreserve.gov/publications/2025-economic-we...
There are several other philosophical arguments against what you propose but I do not wish to go down that route.