Well, as a secondary consequence maybe, but then you could not set your kitchen on fire and still renovate it. Supposedly the first step you think of when renovating your kitchen isn't "Let me set my house on fire!"?
replyTwo ways to think of this:
reply1) Sometimes a incident is the best way to get a project done. Working in FAANG I've seen a project get done in 1 day during an outage that was projected to take MONTHS during normal business.
2) Sometimes that renovation would never happen due to reasons. Sometimes you need some kindle to start the fire [pun intended].
As long as you can convince your insurance company that you didn't do it on purpose to get a renovation, I guess. :-)
reply