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> I consider myself a computer person and I dont think I even own $4000 of computer hardware in total

A top-spec MacBook Pro is >$4k, so I assure you that plenty of computer people do own $4k of computer hardware.

Hell, most tech folks are wandering around with a ~$1k smartphone in their pocket too.

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Fwiw you can finance a car over something like 7 years now. So a lot of people will be paying like $750 per month, not $50k lump sum.
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Plenty of gamers own serious GPU rigs that are reusable (at least to some extent) for local AI inference. That's almost certainly more than 0.1% of the populatiom.
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I guess I wasn't clear-- I wasn't so much making the point people do own $4000 in GPUs (though I suspect you are massively underestimating the number who do, also before the current market conditions this would have been more like $2500 in gpus...), but they certainly could per the evidence of car ownership.

A car is super useful, so is an AI. But even if we decide cars are incomparably more useful a great many people pay much more than $4000 over the minimum viable car, and that's money that could be deployed to secure access to private, secure, and autonomous AI facilities. A few thousand dollars in computing is consumer hardware, or at least could easily be with more reason and awareness driving adoption.

People spend a LOT of money in things less useful than local copy of qwen3.6-27b can be.

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