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Definitely agree in some cases. eg where I live ( Auckland, New Zealand ) plenty of people read stories in the local paper or facebook that highlight every single incident in the Central city. So they are scared to go there.

Reality is thousands of white-collar workers (including me), normal locals and many tourists of all ages. Small number of homeless. But no more dangerous than any other city (and a lot safer during the day and early evening )

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well that's not always the case - I live in place where you can jog with earphones at 2AM and only worry about drunk drivers (very rare)

as a local, there was a lot of places that are "visible to foreigners but invisible to locals" -- cafes/view spots/hipster-places that only advertises to foreigners (they didn't even have signboards) I learnt about those places when some foreign friends took me there

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> Insane naivety.

At the beginning, absolutely. At some point though if it keeps working.. a traveler that takes many risks might be better at evaluating them than a random person they could consult. And/or part of getting there is learning to evaluate which random persons to listen to ;)

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