Depending on your threat model, you can even just keep the .kdbx in cloud storage somewhere and point your keepass client to that. I'd recommend using a keyfile in addition to your master password though so that if anyone does happen to get a hold of the database they can't just make brute force attempts against it.
For non technical people, I just recommend to use the browser built in password managers. traviso has a good writeup why: https://lock.cmpxchg8b.com/passmgrs.html
I left LastPass because of UX paper-cuts, but I've never lost passwords on either of them.
Honestly, it's something I don't want to think about and just need it to work on mobile and desktop, so the switching friction is very high for me. I'm not going to shop around and try different password managers.
Is "rug pull" a cost thing? I'm generally frugal, but pay for a family plan and don't think twice.