Make the police officer like the Doctor pay for their own insurance.
replyThe doctor's own fees just rise. You, the patient pays for it. There's this 10-20% of revenue parasite on the entire industry, and you're paying that while complaining that prices are too high.
replyNow you'll do the same thing with police, as if police wages and salaries won't increase proportionally, but 20 years from now you'll wonder why that costs so much. It's bizarre how economically imperceptive everyone is.
No, the people who can't afford their insurance wouldn't be able to work as policemen. Ideally, they would also eventually lose a license of some sort-- just like the doctors who commit malpractice.
replyWe are already paying increased taxes to deal with all the lawsuits we already incur because these people know they are above the law and they think it isn't their problem.
Malpractice insurance might increase the cost of policing, but I'd wager the malpractice itself is costing tax payers even more.
replyChange the incentives, you change the behaviour. Granted, this might have lots of unintended consequences, many of them bad.
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