what you encourage and what actually happens are two different things, though. gmail does not actively encourage spam, yet most spam emails i receive are from gmail addresses.
you have to actively fight against malicious uses, like spam. "not encouraging" is nowhere near enough.
what systems/processes/safeguards do you have in place to prevent abuse?
"right now", which implies that you plan to move to self-serve. and obviously manually checking in on each and every customer is not sustainable if you scale.
do you do periodic checkups now? hoping nobody lies during onboarding is risky, in an already-risky endeavor. have you thought about anti-abuse systems for when you go self-serve?
China/India are like 30-40% of the world, and they are both under 20% usage.
Europe - 60/40% split for android
US/Canada - 40/60% split for iPhone
Even some of the higher countries are only 70/30% for iPhone.
Ignoring that is fine if your target is rich North Americans.
But you are still chopping off X% of customers.