You can only mitigate risk so much. At some point life is for living and there is a risk involved in it. Sequestering oneself or one's kids to home seems outright inhumane to me.

Making eye contact and waiting for a vehicle to actually respond to the conditions at hand will eliminate the vast majority of "assumed" mistakes. Trying to be 100% aware of traffic and understanding that folks can be even bigger aggressive idiots is also part of it, but not perfect.

You just have to accept that in some rare instances the swiss cheese holes will line up regardless of what you do. And be at peace with it.

I suppose since this seems to logical and "not a big deal" to me means that I am extreme outlier on the subject.

Where I live, overtaking at a crosswalk is illegal because of that risk.