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https://chicagounbound.uchicago.edu/jle/vol59/iss1/8/

Banning payday loans tends to shift borrowers to worse forms of credit.

One imagines worsening the economics of ride share jobs will do the same.

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Not sure why you're being downvoted, this is what I've heard as well. It gets a person cash while they are in transitionary periods of time. There are not a lot of jobs you can get paid for almost immediately- most require startup time, training, applications, etc.
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