All this delegating leads to real atrophy of understanding. No one wants to admit it though. Certainly not the people whose salaries depend on not admitting it.
I have MS. Currently, my sister lives with me and does the chores (I pay our bills), but she's planning on moving out soon.
Paying for a human cleaner is doable but expensive for me, and my disability means keeping up with chores can be difficult or dangerous. For example, I have balance issues that can make using a ladder or stepstool dangerous.
It's less that I'm lazy and more that I don't want to crack my head open + there are multiple times a year when all I can do is work and rest in bed.