Yeah, I've wanted ICL for years, but I could never afford it out of pocket, and all insurance considers vision correction aesthetic. Which is freaking stupid: There's a huge difference between me and someone who's a -2.

I might be able to stretch it now, but I'm coming up on my presbyopia years, so I'm not sure it's worth the money if I'm only going to get a few years of stability.

At this point, I'm hoping I take after my mother and get some really early cataracts because then I can just pay for the lens and the insertion/replacement will be covered.

If you can afford it, I would go for it, though. Personally, even for people who are candidates for PRK, LASIK, etc. I think ICL is still worth considering because it has some benefits. Less risk of dry eye and the ability to change the lens if your prescription changes. Longer recovery period, though.