A mix. I have hobby projects that churn through that much when I don't need the tokens for others things. I also have projects for clients that easily consumes those levels. As well as a stealth-ish potential startup. Currently I'm at 4 different subscriptions + more than I'd like in spend via OpenRouter...

What multiplies it very quickly is when you start feeding them with test suites and "Ralph loops" that run until the test suites pass, or complex chains with lots of sub-agents being triggered.

If you're sitting there watching everything, it will be hard to burn all that much even if you're running multiple things in paralle.