> If we're relying on the average person to back things up properly, this idea is doomed from the start.

The average person is relying on the average person, for everything, and I agree, they are doomed from the start.

Tech-related items inclusive.

Yes, you wouldn’t offer your private key to a random food truck.

Just new banks.

Same as people being unafraid of their car key being cloned - because they don’t hand it around the general public.