You can put that in the body of the commit message, not everything has to go in the subject line.

My ire is more directed at github PRs than Jira... but the same basic idea applies. You want a single source of truth and you want that as close to the origin (the code) as possible. Your history, dependencies, etc. are all in git already and can be highlighted there if appropriate. For general comments, git notes covers that.

Business (ie. $work) will dictate whatever it wants and that is what get used but for anything I personally have control over, everything goes in the repo itself to prevent platform lock-in. For example, github's been going downhilll lately but all those projects with their history in PRs, etc. now needs to exfiltrate all that data somehow.