Slightly off topic, but it feels cyberpunk to me in a way. In those stories, everybody always has their own bespoke technology stack:

NullVoid added the traffic cam feed to his HUD so he could make his deliveries faster"

That sort of thing. In the stories, it makes you think that everyone is just some sort of genius, but we're kind of heading there where anybody can, theoretically, create a personalized tech stack with the help of a programming agent.

I haven't put a lot of energy into it, but your first paragraph triggered that thought.