That's a lot of money in much of the world. How much did you earn when you were 16, 20, 24?

> The average income in India is approximately ₹3.85 Lakh to ₹4.2 Lakh (roughly $4,600 USD) per year,

Just as an example.

But even in the rich world, not everyone has the same resources. Some of my blue collar friends would be ruined by a surprise 6k bill.

Not everyone is rich like you buddy