I think the only solution is to embrace it. There isn't really a 100% safe sunscreen that is also invisible
SPF boosters: https://labmuffin.com/100-mineral-sunscreens-using-unregulat...
The coral-safe sunscreen claims don't have a lot of evidence behind them:
https://labmuffin.com/is-your-sunscreen-killing-coral-the-sc...
https://www.ewg.org/sunscreen/best-sunscreens/best-beach-spo...
Interesting, thank you for pointing this out. I had a little trouble understanding what the link was saying at first, but it seems to (correctly) state that many "mineral" sunscreens contain active chemical ingredients like butyloctyl salicylate. (And they're sometimes labeled as non-active ingredients?)
Maybe FDA got this right. I bet you dollars to donuts that putting TiO2 on your skin reduces the risk of cancer.