It’s really hard to translate minutes to tokens, it depends on how you’re using it.

The best answer would be to pull session stats from your harness and compare that against the limits. I think Anthropic publishes the limits of each plan.

If you’re using a pretty stock harness and not doing crazy multi-agent stuff with it, you’re probably fine.

My girlfriend built a whole (but simple) React app with it and only hit the limits of the $20 plan once. In fairness, she was trying to get it to clean up a bunch of 800ish line React files at once with a vague “make it look nice” prompt that she ran a few times. I think it was just churning for like half an hour straight before she burned all her credits.

It’s probably enough if you’re not on a fully agentic development strategy, it’s plenty to have it write tests and do comments and stuff, just not enough to continually have it doing giant refactoring passes.

Anthropic's plans are based on user experience of usage, not raw token counts, so you get to run through so many conversation turns, etc. within a 5 hour usage window. (Cursor, OpenCode Go, and others are similar.)

Cursor's $20 a month plan provides a reasonable amount of Opus tokens as well.