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Have you looked at used servers from eBay / bargain hardware / ETB tech etc?
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I have but it seems to me that the stuff that's actually particularly well priced is really old (2016-2018ish). Even a single DIMM of used 32G DDR4 from ETB is now > 250GBP. The used market is also blown to pieces because of the price pressure.
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Yeah it doesn't look good. Idk your requirements but this is one of the better deals I could find https://www.ebay.co.uk/itm/126986603191 . For used eBay servers it's always worth making an offer rather than Buy it Now.
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>but it feels like buying right now is also insane because of current pricing.

Indeed, never buy equipment unless all other choices were explored.

Note, we may be waiting till 2029 for GPU/ddr7/flash prices to fully normalize. =3

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