> So, no, paradoxically, it is not in the interest of people paying for the treatment to save money. Quite the opposite.
replyI'll assume they're on company insurance. Which is often "self-insured" in that the company actually foots the bill as opposed to the insurance company.
Why don't corporations just drop insurance companies that decide to not allow cheaper medicines?
UNH is so big because its customer Apple has its own pool. Apple deducts $24k/y for your healthcare. Healthy 29 year old male doesn't use anything. UNH denies the claims anyway. It gives that money back to Apple, which doesn't give it to you.
replyThe 80% rule has a lot of loopholes. It doesn't apply to employer funded plans. There's a reason UNH is so big!
They operate with similar supply and demand constraints and competition, even with prices increasing
reply>Insurance companies do not want cheaper care.
replyWhy is there a continuous stream of healthcare providers threatening to or becoming out of network for various managed care organizations because they cannot come to an agreement on healthcare prices?