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I have a hot take about commuting by car from the suburbs into midtown Manhattan (the densest part). The trick is time of day. If you are a gov't bond trader, it it is pretty normal to get to the office around 6AM. You can easily beat morning traffic arriving that early. Also, your day ends very early, so the return commute is also easy.
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$550 is a steal.
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Right, I could have written that much more pessimistically with 850/mo parking, insurance, congestion charges 5 days a week x 2, cost of car insurance, maintenance, fuel, cost of the car itself, etc.
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The insurance in NYC is at least twice the rest of the country and then there is the likelihood your car will be hit or stolen while you're away, meaning at the very least it will be in the shop for a while. People I know who had cars in Manhattan or Brooklyn still took the train most of the time, leaving the car in the garage.
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