> Most people are just very nice and love chatting a bit as well

In my experience, this depends on the context. Everywhere I've lived the only time strangers try to talk to me is to either a) ask for directions (1%) or b) beg for money (99%).

I see people in these comments suggesting we should just say no thanks I don't want to chat -- I'd have to repeat that a dozen times a day. It's exhausting and I don't gain anything from it. I figure these folks must live in totally different locations.

> I came from a small village where it is normal to greet people and maybe chat, even if you don't know them.

Yeah, I could see that. If my village/city wasn't plagued by petition beggars or money beggars or merchant beggars I'd probably be more interested in engaging.