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I've never made an iOS app and don't have plans to. But my assumption is ~every >= medium-sized iOS app would be monetised by selling data to aggregators.
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Even if that was the case - which it isn't - the aggregator data isn't keyed by the user in question. That is highly illegal pretty much everywhere and would get you in a lot of trouble. You can't "just" find out which apps an arbitrary person has installed on their phone. That's not how it works.
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My understanding is it's common practice. E.g. How Shady Companies Guess Your Religion, Sexual Orientation, and Mental Health And sell that data to the highest bidder. https://slate.com/technology/2023/04/data-broker-inference-p...
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Most app publishers are halfway credible at best, so it's not much of a problem. Even the halfway credible ones often use SDKs that do this.
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Ok but if the SDKs do this they use it themselves to serve ads and don’t sell the raw data, right?
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Get your hands on a random selection of 10 iPhones and look at the apps installed. I suspect you’d be horrified. As an example - any parent who has installed a free game for their kids likely has all of this info, plus more via tied in logins.

That said, I agree with the rest of your point - you’re not going to go to a developer and offer them $100 for this data on a person (and if you could, you’d still need to tell them which person, which if you could do you could just get the data yourself)

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