You spin up agents and want them to paid without opening a bank account... or spin-up hundreds of agents... or your country isn't very well integrated with western banking rails. I think there is more to consider.
replyYou don’t need to open a bank account to get a prepaid debit card.
replyThis is highly country dependent. Anonymous prepaid cards aren't as widely available as you might think, and often they have very high user-paid fees.
replyWhich reloadable debit cards have no KYC requirements?
replyThe amount of money you can load or receive into a debit card is limited without doing enough KYC overhead you could have gotten a bank account with the same effort.
replyIf you try automating bots to do KYC for debit cards what you'll be doing is basically looking like a money launderer and get all your accounts shut down.
If you're fine with the usual 0.20 - 0.30 USD of processing fees, you definitely can. Cards work well for many things; micropayments are not one of them.
replyI believe with x402 and USDC you can pay as low as $0.000001 per HTTP request with no fees.
replyThe existing "credit card" infrastructure is not designed to compete with that.
Now some actors like Paypal could have come up with an HTTP 402 standard and implementation 25 years ago but they never did. I am not sure why.
> I believe with x402 and USDC you can pay as low as $0.000001 per HTTP request with no fees.
replyOn-chain transactions are still not free. x402 isn't settled in batches or rolled up anywhere AFAIK, so large volumes of tiny payments are still not cost-effective. Facilitators such as Coinbase only subsidize transactions up to a point: https://docs.cdp.coinbase.com/x402/core-concepts/facilitator
There are ways around this, but with tradeoffs.