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The only bad thing with USD based stable coin is you have to trust that the USA will keep paying its debts longer than you hold the stable coin.
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The US has no reason not to pay its debts. Its debts AFAIK are USD denominated. How often has a country defaulted on debt in its own currency? I can think of one example and I thought it was a stupid thing to do at the time (it was forced by creditors, presumably as a punishment) and it was not a complete default, but a haircut.
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That sounds like a good bet.
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