In my corner of the world, credit cards were for buying stuff on the internet and travelling outside the EU. Now the net has evelved enough to accept our normal means of payment. I always feel insecure when using a credit card.
replyPretty much all of the EU had Visa- and Mastercard-branded debit cards since the turn of the millennium, so one has been able to buy stuff from the net and travel abroad without use of a credit card for decades now.
replyAs an outsider: which countries lean which way? I'm curious how things trend where and I didn't even really know that debit was used by a majority in certain places (Countries? Regions? Historical based delimiters?).
replyGermany is very debit-card oriented (with no interest of switching). The Netherlands seems similar. Eastern Europe and the Balkans are also mostly debit-card oriented, but people seem more open to switching to credit cards (if they can get one - especially the younger generation).
replyIreland and the U.K. seem much more credit-card oriented than rest of Europe. Turkey is also very CC oriented (kinda strange - was not expecting that).
> Credit cards are definitely a thing in many European countries
replyYes, a thing associated with debt.
I lived in the UK before Brexit, and that would be an example of such.
You are of course free to extrapolate your experience from a single European country to the whole continent, but it's still not a coherent argument for or against anything.
replywhich ones use Credit Cards to a larger degree than Debit Cards, like they do in the US?
replyThat's not what GP said. They claimed that "everyone" in Europe uses debit cards, and that's just not true.
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