You can and should have the best of both worlds. Using Enpass, the program _is_ local, it just backs up the entire database (encrypted SQLite3) to a cloud.

But if even that is too much then f.ex. `keepass` + a scheduled script to periodically backup to your own servers is also perfectly viable.

>At some point people started making it into a SaaS, because

Wait. That's a thing? Like, there are drooling, mouth-breathing stooges out there that would trust not just one of their passwords to such a thing, but all their passwords to it?

It became SaaS because its more practical when you have many devices or many users.