You definitely make a good point there. The job market is becoming impossible to navigate, and people will become desperate. Bills need to be paid and families need to be fed, if someone loses a job in tech, they could be easily tempted to 'hacking' others nowadays. Its becoming trivially easy to do so thanks the things you mentioned, and if you target others in other countries not allied with the US you could even possibly get away with never getting punished even if caught.

We aren't in a recession while the stock market is up, even though that has nothing do with the state of the economy