Oh it sounded like personal use.

I understand the reasons to use team/enterprise accounts, but apart from the policy/management/billing side of it, I still don't understand the value in spending thousands for API instead of hundreds - even when there's argument that one provider is better than another depending on the use case, I don't think that credibly extends much beyond OpenAI + Anthropic frontiers, which both have $200 subs you can stack.