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There have been a few highly publicized situations where the pack gets damaged (road damage), and is not covered. The replacement is more the new car.

I think it’s overblown. A combination of it all just being new and getting figured out, and manufacturers selling the cars at a loss (for various reasons), but not the spare parts.

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Isn't that also true if the engine and transmission also took significant road damage and requires replacement on an ICE BMW?

Breaking news: expensive components of cars are expensive.

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Crate engines sell for between $3000 and $12000 for cars. Transmissions $2000 to $5000. (Prices from the first source I found, a reasonable sample range but I suspect you can find things outside the range) In stock and ready to pick-up today at a warehouse near you.
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They are expensive, but rarely more than the car is new.

And in the account I read they had simply run over some unknown road debris on a highway. Something most people could imagine happening to them.

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