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> Where do you draw the line

You can own a house and support a family of 5 on a single income and retire at 65.

Where I live that is only really possible for SWE, lawyers, doctors, and execs.

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You're welcome to move to one of the many, many places in the US where it's still possible.
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That's actually a really great suggestion. It would be great if you could throw together a list of these many, many places and post it here, so we could think about what sort of moves we could make. Thanks in advance!
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Large portions of the rust belt, midwest, and deep south for starters.

There are many, many lists of the most affordable cities in the US. I see Buffalo, Dayton, and Wichita on them regularly as specific examples.

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Fine by me. Let's give it a shot.
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I'm pretty sure they meant ~100k-200k in a housing market away from the coasts... oh wait that's already true!
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