Games that require an online account, whether physical or not, are all bad, yes.

But a lot of games are playable just fine without any patches, and there are plenty of physical releases, especially of indie games, which come out after the digital release and include all the patches. And putting aside the nice aspect of owning a physical object (often with cool things like a manual or map in the past and still true with many indie releases now) you still have no control over digital downloads unless it's DRM free, and even then you need to keep back up copies because the service you downloaded it from might disappear.