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It's all good until your European bank starts requiring unrooted Android and iOS for their mobile banking app, then tries to force you to use that app instead of letting you sort things out at their building. Then the government starts requiring you use unrooted Android or iOS to sign into their website for administrative tasks, and so on.
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The endgame is that I will keep a phone in a drawer next to a 20 yo hardware token I still use to access a bank. When on the move, we will see.
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Then I'd switch bank. A lot of banks work with SFOS [1]. Given the way the US is acting, we are trying to lower our dependence on American services, and I very much doubt all banks will walk the US bandwagon. There's a serious market for something else.

[1] https://forum.sailfishos.org/t/banking-apps-on-sailfish-os/1...

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If that ever happens (what am I saying we all know it’s happening). Then just a phone in the drawer I use it just for such administrative tasks.
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Right, until you have to use a mobile app to pay for parking or validate your bus/train ticket and so on. Yeah, "I can use my physical card", for now. Long-term we need a better solution than keeping an extra up-to-date phone.
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Not sure Jolla deserves to be trusted, you'd be much better off with GrapheneOS. In any case, try out SimpleX for a messenger. You can also take a look at https://xn--gckvb8fzb.com/an-overview-of-privacy-focused-dec...
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Thanks for SimpleX it looks like a great solution for a longstanding problem.

Why would you not trust Jolla? It was born from Nokia employees. GrapheneOS is a great alternative. Still Android though.

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