Scaleway, OVH, Hetzner, Infomaniak and others do have pre-packaged, managed services, but you might not find "eveything and anything" that you find at, say, AWS. The other side of the same coin is that you're as vendor-locked if you buid something with one component at SCW, one at Hetzner and the third at Infomaniak... (but you have to manage 3 different invoices...)
https://gds.blog.gov.uk/2026/06/02/building-for-the-future-m...
It does have all the features and API craziness other processors offer but you don't have to use any of it.
Have you tried searching the internet for things like "European Stripe alternatives" and things like that? Or you tend to rely on word of mouth and similar?
I won't claim there are 100% replacements available for everything, but for all the basic functionality of Stripe, Cloudflare, AWS and so on there are tons of options out there, seemingly growing every month, but it does require you to proactively go out and look for them, rather than relying on that you've heard about it since before.
Stripe is not just an integration for Link or Card payments, and payment fees are actually not that bad. Developer experience matters most to me. Plus, I agree there are alternatives to a basic Stripe implementation, but what about Stripe Connect?
Did you actually try searching what I told you you could use as a search term? Have you looked into Mollie, Adyen, Klarna, Mangopay, Quickpay, etc? The list is quite large, there are options available but again, it requires you to proactively review and compare them, not just throw your hands in the air proclaiming "It's not Stripe".
> Mollie for UK
- 1.2% + 20p for standard cards
- 2.90% + £0.20 for corporate and European
- 2.50% + £0.20 for Amex
- 3.25% + £0.20 for international
> Stripe for UK
- 1.5% + £0.20 for standards cards inc Amex
- 1.9% + £0.20 for corporate uk cards
- 2.5% + £0.20 for international within Europe
- 3.25% + £0.20 for International + 2% if fx conversion
[0]https://www.mollie.com/gb/pricing#psp-block
[1]https://stripe.com/gb/pricing. (scroll down for list)
They do cards with airlines where the customer can earn free flights and other such reward schemes to attract customers.
I looked but couldn't find any. Adyen does not do this on its own AFAICT, only with 3rd party addons that implement recurring payments on top of it. Mollie claims it does this but is woefully incomplete (no failed payment retries for example), and appears to be all in on slop.
> Mollie will retry the failed payment up to 5 times.
I was investigating this 5 months ago and the answer their slop machine gave was:
> Does Mollie retry failed payments (dunning) and track subscription states? Mollie does not currently provide automatic dunning or retry logic for failed subscription payments. Subscription states like active or past due are tracked, but you need to implement retry and notification logic in your system. This is a common feature request and may be on the roadmap, but no official release date is available.
From your link, note though:
> If your subscription payment does not succeed, Mollie may attempt it again up to 5 times (once a day), depending on the failure reason. After all retries have been exhausted, the subscription will be cancelled.
If there's a payment issue, I would not consider cancelling the subscription 5 days after the first failure as reasonable. I would expect the subscription to go into "past due" state, and to keep retrying.
They may but it's not out there in the wild.
So do you have more information about normal payment processors in general which are more competitive than Stripe. The comment below by @khurs for example shows that Stripe is actually a bit cheaper than Mollie for Amex cards (which you respond with the point that most European demographic doesn't use Amex cards etc.)
but I am non-european, non-US so I have no skin in the game and I wish to support those which are mutually beneficial to me in terms of providing me a very decent deal and hopefully good support as well. So what do you suggest me some more resources about and would there be anything better than Stripe.
I absolutely know that AWS and others are so overpriced that I sometimes even used to wonder why people might buy it if OVH and Hetzner exists (before price increase, perhaps it can still be price competitive sometimes though)
But interestingly, I didn't believe the same for Stripe, so I am re-thinking my belief about Stripe and payment processing in general too (which to be fair, tangentially might also perhaps be the same way some people might feel about AWS). So I'd be curious to learn more! :-D
Edit: just did some more digging and as an Indian, we have UPI payments which there are some providers of but there is an option iirc for us to directly have a bank account and do a lot of payment processing so much more easier with UPI ourselves and basically pay 0% for Indian specific traffic as India heavily uses UPI (its really good to be honest!) and there are some providers like carefree/razorpay as well which can accept UPI on their side at 1.6-2% if you want API and are just starting out
But I am curious about accepting European/American/Canadian cards though. It seems that carefree/razorpay are recommended if targetting Indian markets and Helcim for American/canadian and Adyen/Mollie are recommended for European centric markets. So I'd be curious to hear your opinions about it.
But are they as good and is one willing to take the risk of putting your business one a smaller company vs one of the big ones?
Africa and the middle east have the least, something like ~100 or so.
Some DNS servers can cache their zone information [1].
Dig +trace shows the recursive lookup (forwarders) used for your NS.
They almost always end up Arin and arpa. I've troubleshot some connection issues between different data centers and transit providers and found root hint oddities I just escalate to my supervisor
If the concern is that the US would somehow break the root servers and disrupt many trillions of dollars of trade I guess that is technically possible but probably unlikely given the amount of trade, tariffs, tax revenue that would impact would end anyone's political career and things would be reverted quickly in my opinion.
Who are "they" in this case?
Maybe going beyond cyber alternatives is whats needed
I think this will start moving a lot now that people are really aware of American dependency and also ethically are opposed to it.
And you know their infra generally works, you know when it's not on fire.
And when it is, well you are not going to be the only one down.
For payments I've used Mollie, which is EU based and has good DX. It also has something critical that Stripe does not: proper customer service. Adyen is also good.
You're a bit generic on other fronts but Scaleway is an excellent EU-based cloud provider. Haven't missed anything from AWS so far.
> Just take a look at Neon Postgres as an example: where do you find a product like this in Europe?
Why would you even want such a product? Managed postgres for cheap in the low 10s of Euros will scale to lots of users.
If your problem is scaling you have the best problem in the world, and one that most cloud vendors offer solutions for out of the box.
Neon is a great solution..which fits a handful of use cases.
US definitely enjoys an apex position in cloud services, but there's little to no core irreplaceable products beyond leading edge AI in European offerings.
Cloudflare might be an exception if latency, ddos protection and global reach are important.
After Trump now there is a reason to actually go for European base and EU is trying hard to clean up the field with things like EU-inc, digital Euro, common markets etc but its not happening fast enough to make a difference today.
Maybe if all goes well and Trump can finish his term or even invades Greenland then EU can have its "tech", but for now its happening slowly because its primarily driven by the hypothetical risks that are convincingly real but but costly to act on.
I think this would highly depend on the country. With a solid business plan, I could easily get funding via banks and literally start a company with the press of a button in web portal, in Sweden. Similarly, Estonia seems to have made it ridiculously easy as well. In Spain it's slightly harder, I have to fill out some forms, but with stable income, very easy to get a bank loan even for business ideas that probably shouldn't.
Sure, you won't attract multi-trillion VCs that route, but is that exclusively what you're talking about? How much easier can it be to start the company than the press of the button, since you seem sure it's much easier in the US than all the countries in the EU?
> god knows what complications it creates across EU borders you can just create a company for pretty cheap in US
What? That doesn't make any sense. If I'm a Swedish resident, and I want to sell to Danes, then in no way is it easier for me to start a US company (?!) then sell to Denmark from outside the EU, than just starting a Swedish company and selling directly to Danes inside of the EU.
This is starting to sound like someone who never done intra-EU B2B or B2C at all. Where are you getting this from?
> If I'm a Swedish resident, and I want to sell to Danes, then in no way is it easier for me to start a US company (?!) then sell to Denmark from outside the EU
Starting a US company from EU costs a few hundred dollars depending on the broker etc. and indeed you may find it much more useful depending on how you do business(who you employ, what you sell and where are your clients). This is because EU single market isn't that single at all, you will need to figure out pensions, social contributions taxes etc across the EU borders for example but if you incorporate in US, life becomes much more easier as there are already many services geared to fascinate the trade between EU and US. So it depends.
Maybe things are easier from Sweden but then why not Europeans start company in Sweden instead of dealing with Germany for example? Do you by chance require residence and have residence-related obligations and costs? Why Sweden isn't Europe's Delaware and EU is trying to create 28th regime and the EU-inc then?
And in Sweden it's free, if that somehow would stop anyone anyways.
> and indeed you may find it much more useful depending on how you do business(who you employ, what you sell and where are your clients
Agreed, if you have US clients, US customers and generally like the vibe of the US, then makes a lot of sense to incorporate in the US. For basically anything else, it doesn't.
> This is because EU single market isn't that single at all, you will need to figure out pensions, social contributions taxes etc across the EU borders for example
You misunderstand what "EU single market" is referring to if you think it's supposed to mean pensions and similar stuff is shared across the entire EU. Of course it isn't, and no one of us who actually live and work here have that fundamental misunderstanding you seem to have.
> example but if you incorporate in US, life becomes much more easier as there are already many services geared to fascinate the trade between EU and US
Your arguments here make zero sense. Say I'm a Swedish resident, open up a company in Sweden and hire a Finn, now I need to ensure this employment is fully legal. Same goes if the company is in the US, and in fact, would add additional things to do, as suddenly it's not only within EU and EEA, but the legal entity is outside.
> but then why not Europeans start company in Sweden instead of dealing with Germany for example?
I don't know why you would? EU and Europe isn't like the US in that it's many states under one country, we're all different countries with our own laws and so on, there is no "EU-law" or whatever, it's just an umbrella for us to unite under. Why on earth would an German start a company in Greece, if there is nothing particular about Greece in their business? The question doesn't even make sense.
> Why Sweden isn't Europe's Delaware and EU is trying to create 28th regime and the EU-inc then?
Ireland and Malta are the "Delaware of Europe" which are popular to incorporate, but generally, I think people prefer to own businesses in countries where they already live, incorporating on the other side of the continent just doesn't make sense.
You can open a company in another EU country, but if you don't live there, your domestic tax agency may/will interpret the company to be under their jurisdiction based on your residency. Now you have double the paperwork, and likely a more complex tax situation to deal with.
Basically, depends on how you setup the company in regards to liabilities (which I'm guessing is true in the US too), and the exact terms of the loan.
USA population: 348 million
The problem is that many of europe's top talent moves to USA, and also that American funding for European startups is huge, and many are made to relocate/IPO in USA too.
Companies also move to the US (e.g. Stripe) or are bought big American companies (e.g. Deepmind)
Exactly, EU must guarantee that there's no going back even if the next US president is likable, cooperative politician and not this thing that Trump is. Otherwise all your investment can perish if switching to MS, Oracle or Palantir or something becomes acceptable again 2-3 years.
A Trump invasion or something just as hard to fix needs to seal the deal.