But some requirements you don't realize you have until you start building. With a fast model, you can surface those really quickly and have more time to iterate and explore different solutions. With a slower but smarter model, you just hope that what it produces after an hour is what you were imagining.
And yes, with Fable, the chance of that is higher than with SWE/Composer, but in my experience it's not so much higher that the extra time and cost is worth it. But it certainly depends on your goals and what you're building.