Germany has some sensible laws about personal responsibility, like it being an offence to run out of gas on the autobahn and seriously treating driving in general as a privilege. But it requires a certain cultural mindset.
https://www.mwl-law.com/wp-content/uploads/2018/02/OWNER-LIA...
Because British government has just made leaseholders of apartments liable for costs of fixing forged and fraudulently obtained fire safety certification of apartment blocks.
The manufacturers of cladding materials have forged the fire safety certificate, the construction company has not followed the law when it comes to fire breaks and other fire safety system, the government building control has examined the building and signed it off as correct, possibly corruptly.
But after a skyscraper burned down with all the residents inside, now the residents are liable.