Here is a tip, you don't always need to suffer from FOMO and get the very latest model card.
In fact, contrary to the competition, one can play with CUDA even on laptops, go figure.
This is the part people don't get. You can program cuda anywhere on any Nvidia card, unlike other companies' chips you don't need a data center gpu to have full programmability. It's been this way for over a decade
The only people who are without access are students or hobbyists really.