That's pretty much how I use it for software too. I don't want it to make stuff for me. I do want it to unblock me when I feel stuck unraveling something arcane.

I think the way I use AI for software development isn't too different from the way you do. I use it primarily as a research tool. I admit it's making me weaker at sifting through documentation, but I am still writing the bulk of my code myself, and whatever the LLM writes for me, I apply my own style to it.