The great work of human civilization is to expand the size of the in-group.
Your perspective on the in-group and out-group is relevant of course - it isn't healthy if one is self-sacrificing without addressing their own needs. (However the degree of that varies between eastern and western culture. Eastern cultures, which have more civilisational history, perhaps don't necessarily see as it in such rigid terms?). Moreover, my point was that having wealth tends to affects your perceptions to "expand the size of the in-group" - money does provide more avenues to be independent, and thus a financially independent youth can (ignorantly) miss opportunities to learn how to have healthy co-dependent relations as most erroneously assume that such relations are not important to them because they have achieved "independence". Learning to be independent is important. But then learning to understand the importance of co-dependency is another step to become a mature adult.