Either that or 1000’s of small claims court cases.
Even with arbitration, the overhead of dealing with that would be crippling. Hopefully someone over there decides to do the right thing, and auto-refund.
So really, there's a third option now, that's much easier than class action, even when class actions don't get certified.
I never reported this nor took it up with either Amazon or Chase directly. There was a refund of my Whole Foods purchase (they needed to void my purchase and re-ring everything to give me the discounts.. I asked them to refund my purchase and I’d do without my Whole Foods purchase entirely).
Looking back I think at least 3 recent visits were charged to me at full price because of all this. Hard not to think of enshittification and whether Amazon Prime is even worth it, alas.. I live in a fairly rural area at the moment and need delivery.