That's the abstraction I'm working with when coding. Which is necessary because in most cases this should be an implementation detail.
It's all a layer below even OS programming. It's configured at the BIOS level and then performed in hardware. But that's the point, isn't it? Virtual memory is below the application programmer, too, but here we're chastising him for not understanding it. If we do that, shouldn't we equally chastise people for not understanding physical memory? Or speculative execution? Or head seeking and servo tracks? Or Ethernet line coding?