I don't think so. There are a ton of varieties of banana that are grown from seed. Humans have cultivated them and selectively bred them from seed for thousands of years, just like every other plant. The seedless bananas that dominate western grocery stores are 1 variety, Cavendish, that have been endlessly cloned from cuttings. They weren't the first seedless variety commercially available, they were preceded by Gros Michel. But either way, travel to southeast Asia and you'll find a lot more varieties on sale.
Naval is for ships.
Apple cultivars are not genetic. If you plant seeds, you're going to get some random apples, which probably aren't very good. The cultivars are all produced via cuttings.