Servers make it easier to keep & maintain duplicate data in separate locations, which’ll be unlikely to be affected by the same fire.
replyYeah, so does photocopying. The threats you are listing are identical to physical model.
replyonly in that location.
replymirror that DB onto a server on the other side of the country, or continent, etc.
Photocopy your documents and send them to another location, same threats same resiliance.
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