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I avoid using them altogether for the same reason. I won't use them for low value accounts because it signals that I think they might be acceptable to eventually require for high value ones. And of course low value accounts have no value so I don't even care about phishing on most of those.
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Haha, this thread has prompted me to follow some of the discussion about stupid bullshit like requiring "user is present" attestation and banning passkey programs (LOL wut?) if they lie about it, or resistance to allowing exports and portability.

I'm now on team "I am outright anti-passkeys and hope they fail and everyone pushing them cries a whole lot about it and never gets over it".

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