Model routing for subsidized users takes the form of a "use Opus 5 subagents for implementation" type of system prompt. You lean into a single provider, build tooling around that, and your savings are far beyond anything multi-provider routing can get you.
Model routing for enterprises is far more complex - approaches like https://fireworks.ai/blog/kimik3-fable become necessary for cost control.
There is also matter about convenience - when I ask some small easy question often I don't bother to switch the model or forget in prompt to ask faster/cheaper subagent.
Also: quota. Implies you do not have unlimited access even for flat prices. Which in turn implies that as soon as you hit the quota on the most expensive flat price plan, even you will suddenly discover the magic of economically sensible behavior.
Certainly if I'm confident that I'm going to get what I need from a faster model, that's what I want to use, rather than wasting time grinding away for the sake of saying of the same answer came from a SOTA model.
Given that every chatbot does offer a range of models, it seems clear people do choose among options.
I just want to switch to Claude Code, tell it to turn a .csv into a BigQuery table then cmd+tab to something else while it runs. Thinking "oh this is probably an easy task, I can /model to Sonnet to save $0.0004" is silly.
Then you must route. An article with lots of upvotes yesterday or two days ago showed that K3+Fable 5 was more SOTA than either of those.
OFC, YMMV