I'd love to see legislation that mandated a functioning web experience for critical services like this (banking, utilities, etc) - otherwise it will continue to further entrench the current duopoly.
(I suppose this is also an instance where I should do a better job of voting with my feet and supporting services that do offer this)
https://ec.europa.eu/commission/presscorner/detail/fr/qanda_...
Require payment services providers to ensure that all users can benefit from methods to perform SCA which are adapted to their needs and situations and, in particular, that those methods do not depend on one single technology, device or mechanism, for instance on the possession of a smartphone.
Our company also uses Revolut business, but that requires a phone app to verify online payments with cards. And Revolut recently changed the app so it now requires Google Play Integrity so it doesn't work with LineageOS anymore. So I'm looking to move all new things away from Revolut. I have little patience with companies that want to unbank my company, and decide what hardware or software we use.
I bank with HSBC in the UK and there's still branches (worldwide) and banking via web.
I assume you mean things like Starling and Monzo in this case? Banking with them is simply dangerous.
Same in Norway.
I've been getting by with a bankid codebrick and web browser access (although Nordea and DNB apps work fine on GrapheneOS).
And both are banks I'd never want to associate with. I would have used Sbanken before the DNB buyout (and I even did for a bit!), but now that's of the table too.
There are a few more options, but many are just worse if you look at their fees and interest rates.
I've been very happy with Bulder. The only thing they're missing is a web portal. The fact that they're missing that annoys me greatly, but they've been good to me in every single other aspect, so it's hard to be dissatisfied (especially compared to the other banks where I and others have been burned). Their app works fine on de-Googled Android, and so long as that's true, I can live with my choices.
I'm an immigrant and most banks refused to give me an account when I moved here. Or ghosted me during the months long process. These are the banks that let me live here, and actually gave me an account and bank id. It's the only real choice I have until I get citizenship.
There's no reason the banks should be dicks about it, but they often are in cases like yours. All the accounts I've opened in recent times have just been a matter of logging in with BankID and going through the form and selecting 'no' 10 times. Once you've got BankID and can go through the automated flow, there shouldn't really ever be any issues.
This is why it bothers me greatly that BankID is still controlled by the banks, since they can just decide that someone like you shouldn't get it. It should be government issued and issued to everyone, on the same level as an ID card or a passport.
What’s worrying is that noone protests about it
It doesn’t suprise me that corporations and governments want the laziest, most „protective” laws passed that extend their power. But why noone, absolutely noone puts some kind of resistance to it?
Government and citizens are at eternal conflict of interests. It has been this way and it will be this way forever.
Your job as a citizen is to make sure you have greatest amount of liberties
Noone will do it for you.
For the popular apps you mention, there is Waydroid to run Android apps.
The only other alternative available is SMS but that is being phased out (rightly so) for being insecure.
I'm not quite sure why they don't support something like a yubikey with FIDO, but maybe there's a good reason.